Vision Insurance
NEW FOR 2027!
LightCare Vision Benefit
Employees enrolled in a T-Mobile vision plan and covered dependents can now use their frame and lens benefit toward non-prescription sunglasses or blue-light filtering glasses in place of prescription eyewear.
T-Mobile offers vision coverage through Vision Service Plan (VSP), which offers a broad network of nationwide providers to choose from to meet your vision needs.
The plan covers eye exams and glasses or contact lenses. Copays and benefit maximums apply. Frequencies and maximums of benefits are based on a calendar year.
Click for the VSP Welcome Brochure with more information and how to utilize the benefit.
Click for the VSP Vision Brochure for a summary of coverage and discounts.
| What's covered | How Often | Copays and maximums (in-network) |
|---|---|---|
| Eye exams | One per year | Copay: $5 |
| Lenses (for glasses) New for 2027: Includes ready-made non-prescription sunglasses or blue-light filtering glasses in lieu of prescription lenses. |
One pair per year | Copay: $25 (combined with copay for lenses) Maximum benefit: up to $200 after copay |
| Frames New for 2027: Includes ready-made non-prescription sunglasses or blue-light filtering glasses in lieu of prescription lenses. |
One pair per year | Copay: $25 (combined with copay for lenses) Maximum benefit: up to $200 after copay |
| Contact lenses | Up to annual dollar allowance (in lieu of glasses) | Copay: Up to $60 for contact lens fitting and evaluation exam Maximum benefit: up to $200 (in lieu of glasses) |
Bi-Weekly Costs
Vision Plans (No Domestic Partner Enrolled)
| Coverage Election Vision | Employee | Employer |
| Employee Only | $3.50 | $0.00 |
| Employee plus Spouse | $6.00 | $0.00 |
| Employee plus Children | $6.00 | $0.00 |
| Employee plus Family | $9.50 | $0.00 |
Pre-Tax vs Post-Tax Contributions for Vision Plans (Domestic Partner Enrolled**)
| Coverage Election Vision | Pre-Tax | Post-Tax |
| Employee plus DP | $3.50 | $2.50 |
| Employee plus Children (where only DP children are covered) |
$3.50 | $2.50 |
| Employee plus Family (where only DP and at least one non-DP child are covered) |
$7.00 | $2.50 |
| Employee plus Family (where DP and only DP child(ren) are covered) |
$4.50 | $5.00 |
| Employee plus Family (where no DP and only DP child(ren) are covered) |
$7.00 | $2.50 |
** You are responsible for paying both the pre-tax and the post-tax portion of the contribution.
Domestic Partner Imputed Income (Domestic Partner Enrolled***)
| Coverage Election | Vision |
| Employee plus DP | $0.00 |
| Employee plus Children (where only DP children are covered) |
$0.00 |
| Employee plus Family (where DP and at least one non-DP child are covered) |
$0.00 |
| Employee plus Family (where DP and only DP child(ren) are covered) |
$0.00 |
| Employee plus Family (where no DP and only DP child(ren) are covered) |
$0.00 |
*** This represents the amount the T-Mobile pays for your domestic partner's coverage. Because the IRS doesn't consider them to be a tax dependent, this amount is added to your paycheck as taxable income.
Carrier Contact Info
Toll Free: (800) 877-7195
t-mobile.vspforme.com
Existing member site:
vsp.com
Group #12122822
Hours: Mon-Sat 6 a.m. – 5 p.m. Pacific
ID Cards are not issued for VSP
Health Plan Sites
Log in to VSP (Group #12122822)
Resources
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Get to know Your VSP Vision Benefits
Using Your Benefit is Easy
If you are enrolled with VSP…
1. Create an account at vsp.com and review your personalized benefit information.
2. Find a VSP in-network doctor by visiting vsp.com or calling 800.877.7195.
3. Simply tell your eye doctor’s office that you have VSP–and we’ll take care of the rest!
Your VSP Plan Snapshot: In-Network Coverage
Frequency- Exam: Every Calendar Year, Frame: Every Calendar Year, Lenses: Every Calendar Year
Copays: $5 WellVision Exam®, $25 Glasses, $60 Contact lens exam
Allowances: $200 frame, $200 contacts (instead of glasses)
VSP® members save an average annual savings of $471*
Your VSP Plan Snapshot:
Lens - Fully covered single vision, lined bifocal and lined trifocal lenses. Lens Enhancements - Fully covered standard progressives and impact resistant lenses for children, average savings of 30% on other lens enhancements.
The Choice is Yours
It’s easy to choose the care that’s right for you. Private Practice locations – retail locations – online at Eyeconic®. Participating Retail Chains like these – and more: Costco Optical, Walmart Vision Center, Sam’s Club, Pearle Vision, Shopko Optical, Rxoptical. Your benefits go further when you visit a VSP Premier Edge™ location, including private practice doctors and Visionworks®! Visit vsp.com, find a doctor to view a full listing of your in-network providers.
The Right Doctor for You: Using the Find a Doctor tool on vsp.com is easy. Visit vsp.com/eye-doctor (or navigate from vsp.com home page). Enter the preferences that are meaningful to you like:
• Location
• Gender
• Language
• Frame brands
• Specialty
• Services
• Hours & Scheduling
A sliding distance bar makes finding a match nearby easy. You can even opt to view locations on a map.
Savings Beyond Benefits: 50% - Save 50% on additional pairs of glasses and sunglasses at Visionworks®. $250 - Average savings at Eyeconic®, plus free shipping and returns. $20 - Extra $20 on Featured Frame Brands. $1,200 - Save up to $1,200 on Lasik. $300 - Get up to $300 in contact lens rebates. 60% - Save up to 60% on hearing aids with TruHearing®*
Offers vary based on state and benefit plan. Brands and offers subject to change.
Frequently Asked Questions
How do I view my Vision Benefit Statement (VBS)?
You can view your Vision Benefit Statement from your member account. Once logged in, visit the Your Benefit & Claim History section. If your VBS doesn’t open when you click on it, disable your pop-up blocker, as these can sometimes prevent the document from opening.
Where can I view my vision benefit information?
You can view your vision benefit information from your VSP member account. Here’s how:
• Go to vsp.com/login and log in to your account or create an account if you need to.
• Once logged in, click “View Your Benefits” in the Your Benefits tile.
• Use the buttons on the next page to view your benefit information, find out how to use your benefits, and view your claim history.
Where can I find my member ID card and ID number?
While no ID card is needed when you visit a VSP network provider, you can print a card for your records from your VSP member account. When you make an eye appointment, your doctor may ask for your VSP member ID or member number. This may be the last four digits of your (the primary subscriber’s) social security number or a unique ID given by your employer (if you are enrolled through your workplace).
What happens if I see an out-of-network provider? How do I submit an out-of-network reimbursement claim?
Your VSP benefits will always go further when you see an in-network eye doctor and you don’t need to file for reimbursement. When you go out-of-network, you’re missing out on savings and possibly paying more out-of-pocket. However, if you’d like to see an out-of-network provider, please call Member Services at 800.877.7195 (TTY: 711) to see if you have out-of-network benefits. Once Member Services confirms if you have out-of-network coverage or not, they will be able to walk you through the process for submitting an out-of-network claim. You can also submit an out-of-network claim online! Just follow these steps:
• Log in to your vsp.com account
• Click on “View Your Benefits”
• Click “Submit a Claim” under “Oops! Did You Go Out of Network?”
• Click “Start New Claim”
How can I view my claim history?
You can view your claim history from your VSP member account. Once logged in, go to the “View Your Benefits” section and click “View Your Benefits.” On the next page, select “Benefit History.” The next page will display your claim history by year and your Vision Benefit Statements (VBS). Tip: Disable your pop-up blocker if you have trouble opening your VBS.
Get to know Your VSP Vision Benefits
Using Your Benefit is Easy
If you are enrolled with VSP…
1. Create an account at vsp.com and review your personalized benefit information.
2. Find a VSP in-network doctor by visiting vsp.com or calling 800.877.7195.
3. Simply tell your eye doctor’s office that you have VSP–and we’ll take care of the rest!
Your VSP Plan Snapshot: In-Network Coverage
Frequency
Exam: Every Calendar Year
Frame: Every Calendar Year
Lenses: Every Calendar Year
VSP members save an average annual savings of $471*
Your VSP Plan Snapshot: Lens Enhancements
Lenses
Fully covered single vision, lined bifocal and lined trifocal lenses. Lens Enhancements:
Fully covered standard progressives and impact resistant lenses for children
Average savings of 30% on other lens enhancements.
Locations
Private Practice locations – retail locations – online at Eyeconic®. Participating Retail Chains like these – and more: Costco Optical, Walmart Vision Center, Sam’s Club, Pearle Vision, Shopko Optical, Rxoptical.
Your benefits go further when you visit a VSP Premier Edge™ location, including private practice doctors and Visionworks®!
The Right Doctor for You: Using the Find a Doctor tool on vsp.com is easy.
Visit vsp.com, find a doctor to view a full listing of your in-network providers.
Visit vsp.com/eye-doctor (or navigate from vsp.com home page)
Enter the preferences that are meaningful to you like:
• Location
• Gender
• Language
• Frame brands
• Specialty
• Services
• Hours & Scheduling
(A sliding distance bar makes finding a match nearby easy. You can even opt to view locations on a map).
Savings Beyond Benefits
50% - Save 50% on additional pairs of glasses and sunglasses at Visionworks®
$250 - Average savings at Eyeconic®, plus free shipping and returns
$20 - Extra $20 on Featured Frame Brands
$1,200 - Save up to $1,200 on Lasik
$300 - Get up to $300 in contact lens rebates
60% - Save up to 60% on hearing aids with TruHearing®*
Offers vary based on state and benefit plan. Brands and offers subject to change.
Frequently Asked Questions
How do I view my Vision Benefit Statement (VBS)?
You can view your Vision Benefit Statement from your member account. Once logged in, visit the Your Benefit & Claim History section.
If your VBS doesn’t open when you click on it, disable your pop-up blocker, as these can sometimes prevent the document from opening.
Where can I view my vision benefit information?
You can view your vision benefit information from your VSP member account. Here’s how:
• Go to vsp.com/login and log in to your account or create an account if you need to.
• Once logged in, click “View Your Benefits” in the Your Benefits tile.
• Use the buttons on the next page to view your benefit information, find out how to use your benefits, and view your claim history.
Where can I find my member ID card and ID number?
While no ID card is needed when you visit a VSP network provider, you can print a card for your records from your VSP member account.
When you make an eye appointment, your doctor may ask for your VSP member ID or member number. This may be the last four digits of your (the primary subscriber’s) social security number or a unique ID given by your employer (if you are enrolled through your workplace).
What happens if I see an out-of-network provider? How do I submit an out-of-network reimbursement claim?
Your VSP benefits will always go further when you see an in-network eye doctor and you don’t need to file for reimbursement.
When you go out-of-network, you’re missing out on savings and possibly paying more out-of-pocket. However, if you’d like to see an out-of-network provider, please call Member Services at 800.877.7195 (TTY: 711) to see if you have out-of-network benefits. Once Member Services confirms if you have out-of-network coverage or not, they will be able to walk you through the process for submitting an out-of-network claim.
You can also submit an out-of-network claim online! Just follow these steps:
• Log in to your vsp.com account
• Click on “View Your Benefits”
• Click “Submit a Claim” under “Oops! Did You Go Out of Network?”
• Click “Start New Claim”
How can I view my claim history?
You can view your claim history from your VSP member account. Once logged in, go to the “View Your Benefits” section and click “View Your Benefits.” On the next page, select “Benefit History.”
The next page will display your claim history by year and your Vision Benefit Statements (VBS).
Tip: Disable your pop-up blocker if you have trouble opening your VBS.
